Planning a study-abroad budget
Separate tuition, accommodation, everyday living, travel and one-off setup costs so the plan is realistic before you commit.
Start with the costs that are unavoidable: tuition or course fees, accommodation and the main travel required to begin the programme. Then add food, local transport, study materials, phone costs and a sensible contingency.
Use current figures from the institution or provider for any fee you intend to rely on. Avoid building a plan around old blog posts or a single headline price that excludes compulsory extras.
Keep a buffer for changes in exchange rates, deposits and unexpected travel. A realistic budget should show both the first-month setup cost and the normal monthly cost after arrival.
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